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justincormack
on Oct 18, 2014
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Marc Andreessen on big data, Bitcoin and upending ...
Either way, loan officers do not talk to clients much any more, it has all been automated. "Computer says no" etc.
waterlesscloud
on Oct 18, 2014
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Thanks in part to software I wrote! I feel like I've made such a useful contribution to society!
misaelm
on Oct 18, 2014
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That is mostly the case for consumer loans. For commercial lending, the parametric score is just one factor of the overall underwriting analysis which, among other things, has loan officers talking directly to clients about their businesses.
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